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Other students have described Ochaco as "the most laid-back girl" in her class, being very bubbly and was once kind of an airhead sometimes. She is often incredibly blunt without being aware of it. Similar to Izuku Midoriya, Ochaco's reactions tend to be exaggerated and humorous: she often becomes amused at certain personality traits and quirks others exhibit, bursting into laughter at times, which she tries to suppress.
Ochaco is a warm, cute, lively individual who thinks about everything positively, though she is objective enough to see flaws and virtues. She is generally empathetic and friendly to those she meets, and she will try to help or defend anyone who is kind to her or needs assistance. Ochaco is very good at reading people, understanding the reasons for Izuku and Katsuki Bakugo's rivalry, and being the first to notice when the usually collected Tsuyu Asui was upset. Her empathy and kindness are also seen in how well she gets along with her classmates. She is on good terms with everyone and is particularly close friends with several class members, including Izuku, Tenya Ida, Tsuyu, etc.
Despite her cheery and sometimes ditzy demeanor, Ochaco can take on an extremely determined, focused, and somewhat intimidating attitude when the situation demands and requires it. This side of her personality can surprise those who are used to her generally bubbly nature, and it tends to appear during competitive situations like the U.A. Sports Festival. While she is shown to be surprisingly strategic and even though she wasn't above making some impulsive or reckless decisions, however, she does subvert those moments and become much smarter over time. When it comes to her chosen path as a Hero, Ochaco is unwavering and dislikes being underestimated, even in the face of an overwhelming force.
Coming from a poor household, Ochaco tends to become quickly excited or surprised over little things, even losing her composure when faced with luxury, to the point of comical fainting. Bonus materials have depicted her as frugal and occasionally stingy since she goes to extreme lengths to save money, including sleeping, so she doesn't waste oxygen or skip meals to preserve food. Ochaco's parents are her main drive to becoming a hero, and she desires, above all else, to earn money to give them a comfortable life. She is brazenly honest about her priorities and doesn't hide her pursuit of heroism being in large part due to money, despite her embarrassment over admitting so. While money was a factor in her decision to become a hero, Ochaco dreamed of becoming one before realizing the extent of her parent's monetary struggles, as she admired their capacity to bring smiles to people's faces.
Regarding heroism, Ochaco has shown more preference towards rescue, being a fan of Thirteen for her expertise in the area. She is aware of her physical limitations and chooses the combat-oriented hero Gunhead for her internship to increase her fighting repertoire. Consequently, Ochaco developed a new sense of battle awareness and has become a more instinctive fighter.
Ochaco is also greatly inspired by her classmates, especially Izuku, whom she finds incredibly admirable for his strength and compassion. Ochaco has developed a crush on him due to this and their close friendship, resulting in her attempts to follow his example, for better or for worse. While he inspires her, Ochaco also acknowledges that heroism takes priority over her romantic feelings and does her best to continue to grow while keeping them in check. Izuku has also caused her to consider who protects heroes when in need since he continually throws himself into dangerous situations; this prominently shows how deeply Ochaco cares about him and others.
Additionally, Ochaco's feelings for Izuku also result in her occasional and subtle jealous side, which tends to be present when other girls get close to Izuku or converse highly with him. This jealousy is best displayed during his meetings and interactions with Mei Hatsume and Melissa Shield (with the former triggering rather upsetting memories for her), as well as being unsettled by his encounter with "Camie". Despite this, Ochaco is not spiteful and often tries to hide or dismiss this feeling whenever it appears.
Ochaco's empathy can even extend to Villains, as while she remained apprehensive towards Himiko Toga for having tried to kill her and Tsuyu, as well as for taunting her over her feelings for Izuku, she noticed that Himiko was visibly upset and crying when Ochaco refused to identify with her. This memory later comes back to her, and she realizes that Himiko is still a human despite all the horrible things she's done and acknowledges that she doesn't know her or what led her to become a villain. While she initially perceived this way of thinking to be wrong, it turns out that Izuku relates to her, with him having sensed the pain in Tomura Shigaraki's heart and desire to find a way to help him, even though he knows that conflict is unavoidable. Ochaco notes that it's strange that they both can feel such things toward their enemies.
During the Final War, Ochaco further shows her compassion by wanting to talk to Himiko about romance like she wanted, instead of trying to capture or kill her, making an attempt to reach out to the villain despite everything she's done. While she acknowledges that she can't erase Himiko's crimes, she swears that this time she will listen to her, going as far as to say that she would give Himiko her blood for the rest of her life, and saying that she was jealous of her "perfect smile". Ochaco's efforts eventually come to be successful as the villain agrees to talk with her, getting Himiko to stand down and ending her rampage for good.
In the aftermath of the war, Ochaco was deeply affected by Himiko's death, being the sole witness of her passing after the villain transfused all her blood into Ochaco to save her life. Initially, Ochaco kept her pain hidden behind a smile and distanced herself from her classmates, not wanting to spoil everyone's happiness with the restoration efforts and society finally being returned to normal. When she was finally alone, Ochaco broke down and mourned for Himiko, being ridden by survivor's guilt and blaming herself for failing to reach Himiko sooner. After Izuku and the rest of Class A arrive to comfort her however, Ochaco was finally able to let go of her pain for failing to save Himiko, vowing to become better so that no one like Himiko gets left behind again.
Eight years later, Ochaco has graduated from U.A. and has become a Pro Hero alongside her classmates. Keeping her vow to help others, she chooses to begin an expansion to Quirk counseling, touring elementary schools around Japan with her friends in order to provide better guidance and support to young children with their Quirks.
